The Olympic - not Titanic - was the first of three ships commissioned by the White Star Shipping Line. Due to the incompetence of its captain, Edward Smith, it had been in 3 major accidents, the 3rd resulting in a massive debt owed to the British Royal Navy. This debt would have meant the end of the White Star Line. Additionally three men, opposed to the installation of the Federal Reserve Banking System, had become a real problem for J.P. Morgan. As such, something had to be done. It was very easy to switch Olympic with Titanic: it only required changing the name Plates and the lifeboats.